Cases2216399/2023

Claimant v Financial Services Compensation Scheme Ltd

1 May 2025Before Employment Judge G HodgsonLondon Centralin person

Outcome

Claimant fails

Individual claims

Direct Discrimination(race)failed

Claim one allegation one: rejection for head of transformation role in March 2021 dismissed as out of time. On merits, claimant failed to demonstrate he was best candidate; lacked relevant experience. No facts from which discrimination could be inferred. Respondent established reason: claimant unsuitable for role.

Direct Discrimination(race)failed

Claim one allegation two: rejection for head of strategy role in March 2021 dismissed as out of time. On merits, same reasoning as allegation one. Claimant's application was poor, lacked detail, and failed to demonstrate suitability. No evidence of discrimination.

Direct Discrimination(race)failed

Claim one allegation three: rejection by external agency for head of customer experience role in May/June 2022 dismissed as out of time. On merits, claimant's application lacked depth of experience compared to other applicants. No facts to support burden shift. Reason established: poor application.

Direct Discrimination(race)failed

Claim one allegation four: rejection for head of products role in April 2022 dismissed as out of time. Application was five weeks late. On merits, external agency assessed claimant's CV as lacking clarity and relevant experience. No discrimination found.

Direct Discrimination(race)failed

Claim one allegation five: failure to give greater salary increase in April 2023 dismissed as out of time. On merits, claimant received pay rise in accordance with policy applied to all employees. No discretion existed for greater increase. No less favourable treatment, no discrimination.

Direct Discrimination(race)failed

Claim one allegation six: alleged failure by Mr McRobert to respond to emails August 2022 to May 2023 dismissed as out of time. On merits, claim failed factually: Mr McRobert responded to all emails either in writing or in discussion. No discrimination.

Direct Discrimination(race)failed

Claim one allegation seven: alleged failure to complete performance review by March 2023 dismissed as out of time. On merits, claim failed factually: no requirement to complete quarterly reviews. Claimant treated same as others. No less favourable treatment, no discrimination.

Unfair Dismissalfailed

Claimant dismissed for gross misconduct after exposing his genitals on a Teams call on 8 May 2023. Tribunal found: (1) Respondent had genuine belief in misconduct supported by video evidence; (2) Investigation was reasonable; (3) Dismissal was within band of reasonable responses given lack of remorse, deletion of evidence, inconsistent explanations, and breach of trust. Dismissal was fair.

Direct Discrimination(race)failed

Claim two allegation eight: alleged breaches of ACAS guidelines (non-disclosure of complainant, non-provision of video, failure to speak to all witnesses). Tribunal found no less favourable treatment. Respondent followed normal procedures. Video provided when requested. No facts supporting discrimination.

Direct Discrimination(race)failed

Claim two allegation nine: holding disciplinary meetings when claimant was sick. Tribunal found respondent adjourned hearing eight times. Ultimately proceeded when no formal fit note submitted. Approach was reasonable. No facts supporting race discrimination.

Direct Discrimination(race)failed

Claim two allegation ten: alleged requirement to work on public holiday (8 May 2023). Tribunal found claim failed factually: claimant chose to work that day, was not required to. No less favourable treatment, no discrimination.

Direct Discrimination(race)failed

Claim two allegation eleven: dismissal on 30 January 2024. Tribunal found no facts from which discrimination could be inferred. Respondent established reason: conduct (exposure on Teams call), lack of remorse, deletion of evidence, inconsistent explanations. Dismissal not because of race.

Breach of Contractfailed

Wrongful dismissal claim failed. Tribunal found claimant in fundamental breach of contract by deliberately choosing to be naked from waist down on work call, creating obvious risk of exposure. Respondent entitled to summarily dismiss. Claimant not entitled to notice pay.

Facts

Claimant, an Indian national employed as Digital Production Manager by FSCS from May 2020, applied unsuccessfully for four promotion roles between 2021-2022. On 8 May 2023, during a Teams call with external contractors in India, the claimant stood to adjust a cable and revealed he was naked from the waist down, exposing his genitals on camera. He deleted the video recording twice. Following investigation and a protracted disciplinary process (adjourned eight times due to claimant's ill health and absence in India), he was dismissed on 30 January 2024 for gross misconduct. He brought two claims alleging race discrimination (failures to promote, salary, dismissal process) and unfair/wrongful dismissal.

Decision

Tribunal dismissed all claims. Race discrimination claims relating to failures to appoint to promotion roles were out of time and extension refused. On merits, all discrimination claims failed: claimant lacked relevant experience for roles; his applications were poor; he received pay rises per policy; and the dismissal and disciplinary process were not tainted by race. Unfair dismissal failed: the respondent had genuine belief in misconduct, conducted reasonable investigation, and dismissal was within band of reasonable responses. Wrongful dismissal failed: claimant in repudiatory breach. Contributory fault 100%.

Practical note

Even where a claimant brings multiple overlapping discrimination allegations, each must be supported by facts from which discrimination can be inferred; poor performance in applications and lack of relevant experience are legitimate non-discriminatory reasons for rejection, and gross misconduct (here, exposing genitals on a work video call) can justify summary dismissal even if accidental, particularly where the employee shows no remorse and deletes evidence.

Adjustments

Contributory fault100%

Tribunal found claimant's contribution to dismissal was 100%. He deliberately chose to be naked from waist down on work call, failed to take precautions, and failed to provide proper explanation or accept responsibility.

Legal authorities cited

Keeble v British Coal Corporation [1997] IRLR 336BHS v Burchell [1978] IRLR 379Madarassy v Nomura International Plc [2007] ICR 867Igen v Wong [2005] ICR 931Anya v University of Oxford [2001] ICR 847Shamoon v Chief Constable of the Royal Ulster Constabulary [2003] ICR 337Sainsbury's Supermarkets Ltd v Hitt [2003] ICR 111Abernethy v Mott, Hay and Anderson [1974] ICR 323Hewage v Grampian Health Board [2012] UKSC 37Robertson v Bexley Community Centre [2003] IRLR 434Chohan v Derby Law Centre [2004] IRLR 685Laws v London Chronicle [1959] 1 WLR 698Neary v Dean of Westminster [1999] IRLR 288Briscoe v Lubrizol [2002] IRLR 607Iceland Frozen Foods v Jones [1983] ICR 17

Statutes

EqA 2010 s.123EqA 2010 s.23EqA 2010 s.13ERA 1996 s.98Limitation Act 1980TULR(C)A 1992 s.207EqA 2010 s.136

Case details

Case number
2216399/2023
Decision date
1 May 2025
Hearing type
full merits
Hearing days
6
Classification
contested

Respondent

Sector
financial services
Represented
Yes
Rep type
barrister

Employment details

Role
Digital Production Manager (previously Change Specialist)
Salary band
£60,000–£80,000
Service
4 years

Claimant representation

Represented
No