Cases3304563/2024

Claimant v Aegon UK Corporate Services Limited

8 April 2025Before Employment Judge T.R. SmithWatfordin person

Outcome

Claimant fails

Individual claims

Automatic Unfair Dismissalfailed

The tribunal found no substantial change to working conditions causing material detriment under TUPE reg 4(9). Although there was a change from hybrid to home working, the claimant's primary concern was health insurance. The tribunal found the claimant's view that home working was detrimental was unreasonable given he was only able to work at all due to medication, and other options (Swindon hub) existed.

Constructive Dismissalfailed

The tribunal found no breach of contract. The mobility clause permitted changes to place of work including home working. The claimant's contractual entitlement was to 'family cover' health insurance, which was offered by the respondent. Even if there was a breach, it was not repudiatory as the change from 2 days to full-time home working was not fundamental to the role.

Unfair Dismissalsucceeded

The tribunal found the claimant was dismissed by reason of redundancy under s.139(1)(a)(ii) ERA 1996 because the respondent ceased to carry on business in the place where the claimant was employed (Nationwide offices). However, the claimant unreasonably refused suitable alternative employment (same role based from home with access to Swindon hub), so no remedy was awarded.

Facts

Claimant employed by Anglia Building Society from 1987, transferred to Nationwide in 1994 as Financial Advisor, then TUPE transferred to Aegon on 1 February 2024. He resigned on 30 January 2024 (effective 30 April 2024) citing two changes: shift from hybrid to home-only working, and reduction in health insurance coverage for his daughters from age 25 to 21. He had worked 2 days from home and remainder in office/customer visits. He suffered from arthritis and gastro-intestinal problems requiring medication.

Decision

Tribunal dismissed TUPE reg 4(9) claim (no material detriment as claimant could only work due to medication, making home working beneficial not detrimental). Constructive dismissal claim failed (no breach of contract: mobility clause permitted place changes; contractual entitlement to 'family cover' was honoured). Redundancy claim succeeded as respondent ceased business at Nationwide offices, but claimant unreasonably refused suitable alternative employment (same role from home with Swindon hub access), so no redundancy payment awarded.

Practical note

A finding of redundancy does not automatically entitle a claimant to a redundancy payment if they unreasonably refuse suitable alternative employment, even where the TUPE transfer and workplace closure are established facts.

Legal authorities cited

Tapare v South Maudsley NHS Trust UKEAT/410/08High Table Ltd v Horst and ors [1998] ICR 409Cetinsoy and others v London United Busways Ltd UKEAT/0042/14Abellio London Ltd v Mr A Musse and others UKEAT/11/CEA

Statutes

TUPE Regulations 2006 reg 4(9)TUPE Regulations 2006 reg 4(2)ERA 1996 s.139ERA 1996 s.98ERA 1996 s.95

Case details

Case number
3304563/2024
Decision date
8 April 2025
Hearing type
full merits
Hearing days
2
Classification
contested

Respondent

Sector
financial services
Represented
Yes
Rep type
barrister

Employment details

Role
Financial Planning Manager
Service
37 years

Claimant representation

Represented
Yes
Rep type
barrister